Monthly Archives: October 2011

Insurance Industry Press Releases & News

Dialogue, the insurance company online and telephone car and motorcycle renews its active presence in the network and launch the new blog Open Dialogue. Through the new blog, located at the web , Dialogue, the online auto insurance company young, convenient and economical launches a series of online conversations not only with its customers, but and above all, the universe of Web users. Insurance Dialogue arrives in the network even on the most important and popular social media networks (Facebook, YouTube, Twitter, Wikipedia, Yahoo! wow gold Answers), where it is proposed in an open and interactive users network, with the goal of becoming a point of information, training and reference for Italian users looking for information, suggestions, and above all a community of users connected to the world of car and motorcycle insurance. The blog Open Dialogue and above new spaces for dialogue on social networks Insurance has set itself the objective of deepening the knowledge in insurance to civil liability. The new “open dialogue” Dialogue Insurance will seek to engage people of all ages proposing exchanges of views on a wide variety of topics related to road safety, insurance and RC Motorcycles RC car, the current legislation under the Bersani Law and beyond with the goal of bringing down that wall of confusion and distrust that many people are faced with because of little information when choosing insurance, or the exercise of their insurance claims. Please visit our new blog  and be part of the new online community of Open Dialogue!

Allocate part of their savings to build up a supplementary pension has become increasingly imperative for Italy. To the youth of today is not it conceivable to reach retirement age without some complementary instrument that goes to offset the income guaranteed by the state. The most traditional and simple to build an additional income is to sign a life insurance policy. The life insurance policy has evolved over time, traditional forms of the initials has switched to more complex instruments with more content in financial terms, such as life insurance policies “unit linked” and “index-linked”, anchored to the performance of particular indices equity. How does a life insurance policy ‘s life insurance policy is a special contract concluded between a private (the contractor) and an insurance company. In exchange for paying a certain sum of money, the insurance company agrees, for a given date, to pay an income or capital. The amount of money that the policyholder pays the insurance company is called “premium” and represents the company’s compensation insurance for the risk you take. There are four subjects that make up the life insurance policy: 1) the insurance company, 2) the contractor or the person who signs the contract, 3) the insured person, free iPhone namely, that the event is Relevant Life Cover reported; 4 ) the recipient or the person who, upon the occurrence of an car insurance comparison event, be entitled to receive the benefit. How does the prize. As mentioned above, the life insurance policy provides for the payment of a premium. Depending on the types of insurance, you pay in a lump sum at the time of the contract (single premium), or through periodic payments on an annual (recurring premium) for a certain duration. Then there are also recurring single premium policies: they are very flexible policies Bankruptcy that enable, rather than engage in a lump sum one-off large amount of payments to make with a frequency chosen by the insured and for an amount fixed from time to time. At the time of signing the contract is definitely important to find out if the premium is gross or net of loading, transaction costs and taxes. Income or capital? In exchange for the premium is paid by the contractor the insurance company agrees to pay at a fixed date, of a capital or an annuity. By opting for the capital is obtained by the insurance company paying in a lump sum of the amounts accrued over the years based on the premiums paid, and who instead chooses the annuity, thereby providing an annuity for the rest of his life or for a set period. How to choose between two alternatives? It depends on the individual financial needs and motivations that led him to sign a bill. The final decision also covers fiscal reasons, because the IRS treated differently depending on whether it is capital 100 day loans or income.

On the Web was born the first insurance policy for dogs that protect owners from liability

Ensure your dog is neither a habit nor a luxury but a conscious realization that, despite the eagerness with which he looked after our favorite, unpleasant situations can occur as a result of her exuberance or our moment of inattention can. The insurance for the dog, as well as being a form of protection for ourselves, is a civilized behavior. Avoid that if you experience ino consequences related to behavior the dog, you find yourself having to answer personally for the damage caused. Often we tend to underestimate the liability arising from the ownership and / or possession of man’s best friend and then the extent of the damage that we will be forced to pay as a result one of his torturous behavior of others. The order of the Turkish Health Minister Livia, published in the Official Gazette of 15 January Denver Divorce Attorney 2007, stipulates the obligation for the owners of 17 breeds considered dangerous to have a compulsory insurance for dogs. The measure was created as a result of news stories related to accidents caused by some dogs at the expense of people, what form of protection for the injured parties and civil society awareness of the risks associated with ownership and / or custody of the dog . The order, though represents a starting point, does not take denver accident lawyer into consideration that in no obvious Ostro country is a population of over 7 million dogs divided into at least 330 races, including those studied by Decree (17), represent , also as a result of their “dangerousness,” a small minority. In practice there is an obligation to ensure less than 20,000 dogs in a population of over 7 million. Common sense, experience, and a realistic view of the man dog, and the nature of the animal, can not disregard the countless situations in which the dog, even unintentionally, can cause damage. And ‘also absurd and misleading to think that the need to protect itself has been scientifically identified in-chief to 17 races. Calandoci in reality happened to all owners of a dog to receive a sudden tug on his leash, as a result of any stimulus that could attract. And if for once we were distracted with a cell phone or hands are busy ? What could happen? Whatever: the rider falling or the machine that discards suddenly to avoid it and so on. We must also take into account events, not necessarily to the size, race, or the character of the dog, but inherent to the growth, development of personality . These are essential and often cause damage. Gnawing during growth, digging soil where it should not have just a few of these. They invite you to dinner, everyone is scrambling to pet your puppy, effusive compliments. You sit at the table with even the lure in his ears and when I raised the bitter surprise: the carpet of your host and only good for carnival as confetti. And then, embarrassed, started to apologize, promising to repair the damage. In such a situation, which realistically is more likely to happen than not, at best, embarrassment, and generally, you would be “only” economically forced to compensate the damage. Article 2052 of the Civil Code states: “The owner of an animal or who uses it for the time in which it was in use, is liable for damages caused by the animal, whether it was under his care, whether it was lost or run away, unless you feel the accident. ” The primary Interresse, for those who should be in the position of having to pay compensation, reside in the amicable settlement of the quantum, of how and when to restore the situation prior to the event. If you have insurance without a specific dog , in addition to meeting in person, the definition of those elements would be primarily the result of bargaining between the parties (sometimes complex and exhausting). Second, a possible source of discussions, arguments and bad feelings. Otherwise, if covered by an insurance policy specifically for dog owners, these same elements would be easy composition and definition. The burden of proof remains with the amount of damages to the complainant, with the fundamental difference, of seeing their interests protected by the insurance company and not by an individual. Not giving rise, in addition to personal responsibility, an unnecessary and annoying discussions and negotiations. There are different forms in this regard to guardianship, The most common is included in the bill of the household head. It is an insurance product as widespread as the general case under consideration, relating to the custody of the financial assistance for single mothers dog, and set out above. Not to mention the higher cost products are to protect civil liability, relating to the keeping of dogs, subject to high deductibles on the single event maximum coverage and have low, considering the fact that the primary purpose is the protection of the fam ily and home. With the increasing relevance of the topic in hcg diet conjunction with the needs and requirements of specific policies for dogs, some companies have formed an ad hoc product, easy to interpret and cost. The A. Service, owner of the portal www.animalservice.it, has entered into an exclusive arrangement with Sai Fondiaria, creating a specific policy for dogs and economic, with the exception of the breeds considered dangerous. protect you as a result of accidental damage caused to third parties for death, personal injury and damage to property, as a result of accidental fact inherent in the ownership, possession and use of dogs, including liability of any person who, on behalf of the Insured, in a temporary delivery and / or keeper of the animals themselves. List of dog breeds and their crosses at risk of increased aggression by the uninsured’s deed mentioned policy: American Bulldog, Dog Sharplanina Shepherd, Anatolian Shepherd Dog, Central Asian Shepherd Dog, Dogs Shepherd of the Caucasus, Serra da Estreilla Dog, Argentine Dogo, Fila Brazileiro, from rope majoero Perro, Perro from Presa Canario, Perro mollorquin tine, Pitbull, Pitbull Mastiff, Pitbull Terrier, Rafeiro do Alentejo, Rottweiler, Tosa. A insurance coverage with a clear ceiling of € 750,000, working for the insured and each family member and / or person cohabiting with him permanently. The cost for each individual dog is equal to € 26.00 per year. Insurance is available

Genertel renews the annual event to ensure the skiers skiing holidays. And you also save on Genertel Ski insurance liability auto insurance.

Milan, 17 November 2006. For the upcoming ski season, Genertel – online insurance Generali Group – offers Genertel Skiing, Skier dedicated to the insurance policy which saves on the RC car. Genertel With skiing, you can quickly and flexibly to ensure the holidays Snow on the family, whatever the chosen location in Italy or in Europe at an affordable rate, personalized, structured according to the duration of the trip (up to 3 days, 7 days, seasonal) and the guarantee package chosen: next to Liability Civil skier, which is the main guarantee of the product, can be joined by the Expense of Hospitalization from Injury; ‘s Legal Service is always included in the contract. Genertel snow skiing offers fans two fundamental characteristics: security and peace of mind through a ‘ full insurance and a modular extremely affordable price. Ensure Liability and expenses for hospitalization and accident insurance for the entire season costs only 54 Euros. The awards are reduced obviously for shorter periods of coverage. In addition, each family can take out one policy by entering the list of persons insured only individuals of age: the minor children are indeed automatically included in the coverage. Skiers will enjoy the added benefit of their car insurance, the skier ensured it will get a discount on a new RC car insurance coverage equal to the cost of the season for the civil liability of the policy Genertel Skiing (34 €). All of the detailed information on this site are Genertel Ski Ski Genertel are at www. genertel.it in the Travel section. Request car finance a quote and take out the insurance policy is very simple: just connect to the site Genertel or call Customer Service on 800 20 20 20. The estimate guest office chairs is free and without obligation

 

Trieste, September 15, 2005 – Genertel – online insurance Generali Group – Family Genertel launches, the first RC Car insurance specifically designed for families. Genertel Family, reserved for people between 30 and 45 years with children, always among the several advantages offered in its policies provides two unique benefits such as “protected bonus” and the “bonus babies.” First, the “bonus protected,” or the Protection of the prize in the event of an accident: insured persons who are already in a class bonus, thanks to Family Genertel enjoy in the first year of insurance a “safe conduct” that will not apply the effects of the penalty in case of a the left. Another benefit is represented by “child bonus” to pay compensation for damage to third parties caused by minors who commit some trouble in the car, how to remove the parking brake or turn the ignition key, a more peaceful against the mischief of children . Like all other auto insurance Genertel Family provides the exclusive services offered by Genertel: very competitive rates, free estimate over the phone or via the internet within 5 minutes, and fixed price prior to the time of application to the stipulation of the policy up to 12 months. To get a quote online, simply contact us toll free phone Genertel 800.20.20.20, active every day of the week from 8 to 20, including Saturday, or go to www.genertel.it. The driver concerned may realize very quickly the tariff Genertel is personal and convenient, providing easy instructions of his car and his driving habits (mileage, etc..). The estimate does not agree to the stipulation and the prize will remain the same until the specified effective date indicated. With over half a million customers and a market share equal to one quarter of the Italian market of direct, GENERTEL is the first company in Italy in ‘ insurance online and through its “Customer Service” manages over 20 thousand daily contacts with customers. Thanks to the best credit cards spirit of innovation that has always distinguished itself in 1996 was the first company to propose bills on the internet. In addition to products for insurance of ‘car and motorcycle, GENERTEL also offers a range of modular products and complete for all insurance needs related to housing and family life, health and travel.

Trieste, August 23, 2006 – After launching diabetic foot care Genertel Woman, the first insurance policy for women at the wheel, Genertel, online insurance group Generali, confirmed the role of an innovative company, attentive to the needs of women customers by presenting a new policy that responds to the needs of mothers motorists. Genertel Mom has, in fact, offer high added value that includes a comprehensive package of safeguards with many practical benefits for CrossFit Denver the mother and e-cigarette her children. In addition to the guarantees to the Driver Accidents and Liability, the policy includes the bonus Panne no problem ensuring the timely assistance of a technician to fix the unexpected that can happen to the rail as an engine failure, low battery or a tire puncture .
In the event that the vehicle will remain stopped by the mechanic, with the bonus Taxi Mom can make the daily commute, such as commuting to work or accompany their children to school, thanks to a reimbursement of up to 100 for the taxi euros.
The bonus children, then, make good any damage caused by any minor who commit some trouble in the car, such as removing the hand brake or turn the ignition key.
Moreover, in case of accidents involving the hospitalization of ‘insured Genertel Mom offers an extended warranty Injuries to the driver that provides a per diem of 50 euros per day, up to 500 euros in total, to pay for a babysitter.
And Bins finally to all the mothers among the 30 and 40 years of age, Genertel Mom offers a month of free thanks to the bonus pay policy circles 11 12. Genertel policies in the Roadside Assistance, Legal Assistance and the Green Paper are always included in the policy. Genertel Mom also offers the possibility to sign with a 10% discount, the new policy Genertel House, which helps ensure the home, property and family life in a convenient and personalized. Genertel Mom Getting a quote is easy : The service by contacting Customer Service toll free Genertel 800 20 20 20, every weekday from 8 to 20, including Saturday, or on the Internet, via the website

Trieste, August 21, 2006 – A new policy dedicated to those who have a high-end car and want to feel safe and comprehensive insurance coverage that meets all the needs of protection and safety in the event of an emergency: Genertel, the ‘General Insurance Group’s online, launches Genertel Altacilindrata, the bill 100% security for the car tax from 19 hp (1785 cc). The new product, designed to meet the needs of those who are conscious behavior to guide you distinguished by the high value of the bid: it includes a package of guarantees that includes the RC Extended, the Roadside Assistance Plus, the bonus Safe and all-risk option. RC extended warranty offers the security of a ceiling 6 million euros and unlimited mileage. To minimize the inconvenience caused by unforeseen events that may occur in everyday use martial arts denver of the vehicle has been developed the new Roadside Assistance Plus Warranty Coverage includes the tow truck with a cap on the emergency road up to 500 per claim, the replacement cars in case of detention of the vehicle for at least 24 hours – virility ex for a period led tv reviews of 30 consecutive days in case of theft and consecutive 7 for all other events – and the taxi with a maximum bonus of 150 euros Left to pick up the car for the workshop, it is expected then a dedicated toll-free number to speak to ask for the breakdown. In addition, thanks to the bonus protected, or the protection of the prize in the event of an accident, the insured that are in a class bonus equal to or less than the IV will have a “safe conduct” that will allow them not to see the effects of the penalty applied in case of accident. This warranty is limited to those that have not been involved in accidents with guilt over the past 2 years. Genertel Altacilindrata also offers all-risk option: buying at least two collateral from fire and theft, vandalism / weather / glass breakage, mininikasko / CDW, the customer can benefit from a reduction of 10% on the same. Genertel Altacilindrata Get a quote is very simple: by contacting the Customer Support Department at Genertel 800 20 20 20, every weekday from 8 to 20, including on Saturday, or on the Internet, via the website www.genertel.it. The customer in question in this way can realize very quickly the DUI Attorney tariff Genertel is personal and convenient, providing some basic information on the car and its driving habits. The estimate does not agree to the stipulation, and, if the data provided and guarantees required will not change, the prize will remain the same until the specified effective date indicated.

Trieste, 19 June 2006 – In order to ensure their homes in anticipation of the summer holidays but also to meet unexpected small number of domestic life, Genertel – online insurance Generali Group – offers Genertel House, the bill allows that to ensure the heritage, housing and family life in a convenient and personalized. In the summer homes are significantly more likely to cases of theft or robbery. To guard against these and other risks while you are on holiday you can subscribe Genertel House, the bill to compensate the economic losses and damage to housing and its contents (furniture, electronic equipment, money, jewelry, etc..) Suffered both result of theft, robbery inside and outside the dwelling and robbery. Moreover, in case of damage to housing or its contents caused by fire, water leakage caused by broken pipes or other unexpected events, Genertel House guarantees the assistance auto insurance quotes of specialists such as plumber, electrician and locksmith for emergency services during the holiday period or on holidays. If the damage is such as to render the house uninhabitable, Genertel House covers hotel costs incurred by the insured, and, in case you need an early return from a trip, ensure the costs of return. Genertel With House you can choose the guarantee package best suited to their housing situation and the options include packages dedicated to it: country ownership, rented housing, rented accommodation, second homes, mortgage formula. Genertel Another distinguishing feature is the calculation of the House ‘ first loss compensation. This means that the building and contents Genertel pay compensation to an amount equal to the amount of damage up Life Insurance Quotes to the maximum indicated in the policy, without applying the proportional rule, as it usually happens in the most popular policies on the market. For the latter, in fact, the compensation shall be reduced proportionately if the maximum insured value is less than the reconstruction of the house. Also at the end of the contract there is no obligation to automatic renewal and, giving his consent before the deadline, the contractor may extend the agreement annually at the same prize. On the cost side, the policy Genertel House is extremely convenient: for example, you can ensure a home in the center of Milan and its contents just one euro per square meter. And for lovers of the 4-legged friends with cheap paint ball an additional 16 € a year also includes the liability for the dogs. You can get an online quote in minutes, via the websitet, or by calling the toll consultants Genertel 800.20.20.20, every weekday from 8 to 20, including Saturdays.